Terms and conditions

AGREEMENT TO TERMS

The following terms and conditions (the “Terms”) govern all use of the www.parrotfinance.io website and any other website operated by Parrot Finance, Inc. and any related mobile applications (the “Apps”), and any products and services available at the Sites or Apps (collectively with the Sites and the Apps, the “Service”). Notwithstanding the foregoing, the provision of investment advisory services provided by Parrot Finance, Inc., is governed by both the Terms and an Investment Advisory Agreement.

In these Terms, “you” or “your” means the person accepting these Terms and the company (if any) on whose behalf he/she is acting, and “we,” “us,” “our,” “Parrot,” or the “Company” means Parrot Finance, Inc. and its subsidiaries. The Terms describe your rights and responsibilities and form a legally binding agreement between Parrot and you with respect to your use of the Service. By using or accessing any part of the Service, you agree that you are at least eighteen (18) years old and have read, understand, and agree to be bound by all of these terms and conditions. If you do not agree to all of these terms and conditions, you must not use or access the Service.

1. Registration Data and Account Security

As a condition to using some parts of the Service, you may be required to register an account with Parrot, select a password and user name and provide other information about your identity, your physical address, your company or your investments, investment preferences, and risk tolerance (“Registration Data”). You agree to (a) provide accurate, current and complete Registration Data; (b) maintain the security of your password and user name; (c) maintain and promptly update the Registration Data, and any other information you provide to the Company, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account. Except as expressly provided in these Terms, you may only maintain one active account with the Services.

2. Access to the Service

Subject to your compliance with these Terms, Parrot grants you a limited, revocable, nonexclusive license to access and use the Service and the Content for your own personal internal use. This license does not include any collection, aggregation, copying, duplication, scraping, display or derivative use of the Service nor any use of data mining, crawlers, robots, spiders, or similar data gathering and extraction tools for any purpose unless expressly permitted by Parrot in writing.

3. Regulatory Compliance

You agree to ensure that any information disseminated pursuant to the Service, whether such dissemination is made (a) by you or on your behalf by a person authorized to disseminate information on your behalf or (b) otherwise, in any case, complies with all statutes, rules, regulations, orders or other governmental acts of any jurisdiction, whether foreign or domestic.

4. Paid Products or Services

As part of your use of the Service, Parrot may choose to offer you some paid products or services (such as on a subscription or as-used basis), including premium blogs or content, subcommunities on our App or Site, and premium streams and Investor Relations features (“Paid Products or Services”). If you choose to purchase any Paid Products or Services you are responsible for paying the applicable prices for each Paid Products or Service.

5. US Short Code Agreement

By completing the SMS/Text Messaging Opt-In Form, you expressly consent to receive non-marketing and marketing text messages from Parrot, including text messages made with an Auto dialer, at the mobile phone number(s) you provide. You can cancel the SMS service at any time. Just text "STOP" to the short code.

6. Payment Policies

Our purchase and checkout process from the Shop is powered by our third-party payment processors. You agree to pay us, through the Payment Processor, all charges at the prices then in effect for any purchase in accordance with the applicable payment terms.

7. App or Site Content

The Services are also a platform for third parties to publish their own investment blogs and products (“Products”). The creators of the Products (“Creators”) may hold long or short positions in or derivatives of companies named in the Products and are free to buy or sell those positions at will. The Creators may take positions inconsistent with the views expressed in their Products or Content.

8. Feedback

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Service (“Feedback”), provided by you to the Company are non-confidential and shall become the sole property of the Company.

9. Copyright Complaints

We respect the intellectual property rights of others and we prohibit Users from posting or otherwise transmitting on the Service any materials that violate another party’s intellectual property rights.

10. Third-Party Services, Other Websites and Content

The Company may provide links or access to other websites, apps, products or services provided by third-party service providers (“Third-Party Services”) when you visit the App or Site or use the Service. Your use of any such Third-Party Services is at your own risk.

11. Account Information from Third Party Sites

Users may direct Parrot to retrieve their own information maintained by third-parties with which they have customer relationships, maintain accounts or engage in financial transactions (“Account Information”).

12. Data and Intellectual Property Ownership

Parrot takes its data and intellectual property rights very seriously. As between Parrot and you, Parrot owns, has licensed, or otherwise has rights, title and interest in and to the Service and all of the content that appears on the Service.

13. Restrictions on Content and Use of Service

You agree not to use the Service to: in any unlawful manner or in any manner that could damage, disable, overburden or impair the Service; impersonate any person or entity; post or make publicly available any private information of any third party; post or otherwise make available any material that contains software viruses or any other computer code, files or programs.

14. Securities Disclaimer

Investment advisory services are provided solely by Parrot Finance, Inc., an SEC registered investment adviser.

15. Brokerage Account/Transactions

In order to use certain features of the Services, including authorizing Transactions, Members must have an active account with a Third-Party Broker/Exchange (a “Brokerage Account”).

16. Other Disclaimers

The Service may be temporarily unavailable from time to time for maintenance or other reasons. The Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, or unauthorized access to, or alteration of, User Content.

17. Limitation on Liability

Notwithstanding anything to the contrary, the liability of the company and its affiliates will at all times be limited to the amount paid, if any, by you to the company for the service in the immediately preceding six months.

18. Suspension; Termination

If we believe you are abusing our Services in any way, we may limit, suspend, or terminate your user account(s) and access to our Services.

19. Arbitration, Class Action Waiver and Governing Law

This Section includes an arbitration agreement and an agreement that all claims will be brought only in an individual capacity. After the informal dispute resolution process, any remaining dispute will be finally resolved by binding arbitration.